We don't operate in the traditional borrower/lender manner which can lead to conflict if costs increase or loan periods are not complied with
Our experience and support helps property developers/owners to maximise their profits
Direct communications with the decision makers
Robust and tested loan and security documentation that is clear, specific and practical, to record, monitor and assist customers and project performance
Have more questions? Speak to our experts ready to speak with you.
We lend to experienced and successful property developers or owners. We support property borrowers who have specific local market knowledge, able to identify and assess property projects with a high demand for the completed product in strong residential and commercial areas.
Key factors in any assessment of an application or enquiry for finance, is the competence, experience and determination of the loan applicant(s) allied to a commercially viable exit route to repay any loan agreed.
For a purpose that will add value and equity to land or buildings through e.g. purchase under value, refurbishment, new build or planning gain.
For property loans we take a charge on the subject property asset. We require the loan borrower(s) to take responsibility for the loan.
This is assessed by analysing the risk/return relationship of the proposed loan requirement and the equity to be provided. The borrower will be required to meet the legal costs of the loan agreement and security charges, plus a valuation fee if deemed necessary. Legal costs can be subtracted from the draw-down of the loan.
The legal and valuation costs have to be paid prior to draw down of the loan. The loan funding costs are generally paid monthly in arrears or in some instances these costs can be rolled up and paid when the loan is repaid.
We do not have a minimum loan term although a minimum interest charge will be agreed and recorded within the loan agreement. The loan term will be determined by how long the borrower requires the funds for. The majority of our loans are for periods between 6 and 18 months.
Payments can be made monthly or when the loan is repaid.
The loan can be repaid at any time, subject to a minimum interest charge of 3 months interest.
You can contact Alan through his phone or email shown below:
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