About Garhill

Established in 1981, the company has gained experience in property consultancy, sub-contracting, main contracting, project management, property development and has now evolved into a property loan company.

45

years experience

1981

company established

A wealth of knowledge

Today our customers and investors are able to benefit from Garhill's experience, knowledge and financial track record, honed over a 40+ year period, that has seen periods of political and economic instability, high and low interest rates as well as property peaks and troughs.

Meet the Garhill team

Alan Herbertson BSc

Director
Formal academic qualifications in building construction, surveying, economics, project and property management, holding a BSc (2.1) degree from Manchester University and a former Chartered Surveyor, RICS member.

Business experience gained over 40 years in successful management, formulating and implementing business strategy and creation of profits for large and small companies, focused on property development, investment and funding.
07593 246 220
alan@garhill.com

Henry Herbertson

Loan Manager
Formal academic qualifications in Mathematics, Business and Geography. Certified Practitioner in Specialist Property Finance (CPSP).

Business experience gained over 8 years in various roles across construction, business and finance. In particular: Quantity Surveying, Project Management, Property Development and Loan Management.
07966 945 638
henry@garhill.com
FAQ

Frequently asked questions

Have more questions? Speak to our experts ready to speak with you.
Established in 1981, we specialise in providing loans for property projects. We commenced trading as property consultants before setting up and operating as construction contractors, property developers and investors and some 20 years ago focusing on our current activity of property lenders.
We lend to experienced and successful property developers or owners. We support property borrowers who have specific local market knowledge, able to identify and assess property projects with a high demand for the completed product in strong residential and commercial areas.
Key factors in any assessment of an application or enquiry for finance, is the competence, experience and determination of the loan applicant(s) allied to a commercially viable exit route to repay any loan agreed.
For a purpose that will add value and equity to land or buildings through e.g. purchase under value, refurbishment, new build or planning gain.
For property loans we take a charge on the subject property asset. We require the loan borrower(s) to take responsibility for the loan.
This is assessed by analysing the risk/return relationship of the proposed loan requirement and the equity to be provided. The borrower will be required to meet the legal costs of the loan agreement and security charges, plus a valuation fee if deemed necessary. Legal costs can be subtracted from the draw-down of the loan.
The legal and valuation costs have to be paid prior to draw down of the loan. The loan funding costs are generally paid monthly in arrears or in some instances these costs can be rolled up and paid when the loan is repaid.
We do not have a minimum loan term although a minimum interest charge will be agreed
and recorded within the loan agreement. The loan term will be determined by how long the borrower requires the funds for. The majority of our loans are for periods between 6 and 18 months.
Payments can be made monthly or when the loan is repaid.
The loan can be repaid at any time, subject to a minimum interest charge of 3 months interest.
You can contact Alan through his phone or email shown below:
​

Alan Herbertson
07593 246 220
alan@garhill.com

Speak to an
expert today

Contact us

Contact us


Office Address

Dorridge
Solihull
B93 8PG

Contact

Tel: 07593 246 220
info@garhill.com

Services

BorrowingLending

Info

Case Studies
Contact
Copyright © 2026 All Rights Reserved |Website Created by Scott Pearson
crossmenu